Credit repair involves reviewing your credit reports to identify errors or outdated information, then working to dispute and remove them legally. We also guide you on building positive credit habits to help improve your overall score over time.

Every situation is different, but most clients begin seeing progress within 30–45 days. A full credit repair journey can take anywhere from 3 to 6 months or longer, depending on the complexity of your credit history.

We can help dispute and potentially remove inaccurate or unverifiable items such as late payments, collections, charge-offs, repossessions, foreclosures, bankruptcies, and more

Not at all. Credit repair is for anyone who wants to improve or maintain a strong credit profile. Even people with decent credit can benefit by correcting small errors and optimizing their reports for future goals like buying a home or getting better interest rates.

After purchasing one of our packages you’ll need a valid ID, proof of address, and access to your credit reports (which we can help you obtain). From there, we’ll do a full evaluation and create a customized plan based on your credit situation.

Yes, credit repair is 100% legal under the Fair Credit Reporting Act (FCRA). You have the right to dispute inaccurate information on your credit reports, and we’re here to help you do that properly and effectively.